Institutional Private Credit & Debt Allocation

Institutional-Grade Private Credit Fund Strategies

Deploying capital across senior secured lending, real estate credit, and structured asset-backed opportunities designed for capital preservation and consistent quarterly distributions.

$1.8B+

Originated & Structured

11.4%

5-Yr Net Yield Average

0.02%

Historical Loss Rate

Flagship Strategy

Senior Secured Private Credit Fund IV

Active Fund
Target Net Annualized Return 10.5% - 12.5%
Capital Deployed: $245M Cap Ceiling: $350M
Distribution Frequency: Quarterly Cash
LTV Threshold: Strictly ≤ 65% First Lien
Lockup / Horizon: 36 Months

Institutional Mandate

Built on Four Pillars of Risk Discipline

Our investment architecture minimizes downside tail-risk while capturing reliable income premium above public debt markets.

1st Lien Priority

Over 90% of our allocations are senior secured first-mortgage or first-lien debt positions with senior claim on assets.

Floating Rate Premium

SOFR-indexed floating rate structures protect portfolio asset yield against macroeconomic interest rate volatility.

Direct Origination

Bypassing intermediary syndicates allows strict credit underwriting, customized covenants, and higher origination fees.

Capital Preservation

Rigorous conservative Loan-to-Value (LTV) limits ensure substantial equity cushions beneath every loan instrument.

Core Offerings

Targeted Lending Strategies

Tailored private credit funds designed for family offices, institutional investors, and accredited individuals.

Direct Corporate Lending Min: $250k

Middle-Market Direct Credit

Provides senior-secured growth capital and refinancing loans to established middle-market enterprises with resilient EBITDA and defensive moats.

Target Net IRR 10.0% - 11.5%
Seniority 1st Lien
Horizon 3-5 Yrs
Real Estate Debt Min: $100k

Commercial Real Estate Bridge Fund

Short-term, asset-backed first mortgage loans secured by income-generating industrial, multi-family, and logistics properties across high-growth markets.

Target Net IRR 11.5% - 13.0%
Avg LTV < 62%
Horizon 2-3 Yrs
Structured Credit Min: $500k

Asset-Backed Special Opportunities

Custom structured lending collateralized by non-correlated contractual cash flows, healthcare receivables, equipment leases, and recurring royalties.

Target Net IRR 12.5% - 14.5%
Collateral Contractual
Horizon 3-4 Yrs
Opportunistic / Special Situations Min: $500k

Distressed & Rescue Liquidity Strategy

Capitalizing on market dislocations to provide rapid liquidity to solvent borrowers facing tight credit windows, achieving equity-like returns with debt protections.

Target Net IRR 14.0% - 17.0%
Structure Hybrid / Warrant
Horizon 2-4 Yrs

Financial Planning Tools

Interactive Returns Simulator

Estimate potential compounding cash flows and capital growth based on your strategy allocation and target horizon.

$250,000
$50,000 $2,500,000 $5,000,000+
3 Years
1 Year 3 Years 7 Years
Projected Total Value

$328,193

Estimated reinvested quarterly compounding

Total Capital Contributed: $250,000
Estimated Total Yield: $78,193
Estimated Quarterly Payout: $5,937 / qtr

*Projections are hypothetical based on historical target APY rates and do not guarantee future returns.

Portfolio Tailoring

Interactive Strategy Screener

Filter our structured private debt vehicles according to your mandate criteria.

Low Risk Quarterly Liquidity

Senior Corporate Debt Fund

Direct first-lien loans to U.S. lower-middle market operating companies.

Target Net: 10.5% Term: 3 Years
Moderate Risk Asset-Backed

CRE First Mortgage Bridge

First mortgage real estate loans on industrial multi-family real estate.

Target Net: 12.0% Term: 2 Years
Opportunistic High Yield

Structured Asset Royalty Credit

Special situation loans backed by predictable commercial revenue streams.

Target Net: 14.5% Term: 4 Years
Low Risk High Liquidity

Short-Term Working Capital Pool

Ultra-short duration receivables financing with 90-day maturities.

Target Net: 9.5% Term: 1 Year
Moderate Risk Infra Debt

Infrastructure Debt Mandate

Long-term senior credit backing clean energy & logistics real assets.

Target Net: 11.8% Term: 5 Years
Opportunistic Rescue Debt

Special Credit Opportunities II

Custom liquidity structures provided to high-margin distressed assets.

Target Net: 16.0% Term: 3 Years

Track Record

Consistent Historical Performance Across Cycles

Our underwriting framework has delivered uninterrupted quarterly distributions through changing rate environments, market dislocations, and economic cycles.

0% Capital Principal Loss

Across flagship Direct Credit Fund I, II, and III since inception.

Strict Loan-to-Value Discipline

Average portfolio LTV maintained below 64% providing deep asset protection.

Historical Annualized Yield vs Benchmark 2020 - 2026

2025 Net Distribution 11.8%
2024 Net Distribution 11.4%
2023 Net Distribution 10.9%
U.S. Aggregate Bond Index (Avg Comp) 3.8%

Institutional Governance

Investment Leadership & Credit Committee

Led by senior credit executives with over $12B in cumulative loan origination and restructuring experience.

AR

Arthur Vance

Managing Partner & Chief Investment Officer

Former Head of Private Credit at Global Asset Management. 22+ years overseeing structured debt portfolios and direct loan syndications.

EH

Elena Rostova

Senior Partner, Real Estate Credit

18 years leading commercial mortgage origination and mezzanine debt structuring across premier North American real estate markets.

MK

Marcus Sterling, CFA

Head of Credit Risk & Underwriting

Specialist in leveraged finance underwriting and workout restructuring. Former Chief Risk Officer at Tier-1 Commercial Investment Bank.

Existing Limited Partners

Institutional LP Portal Access

Access real-time loan performance analytics, quarterly K-1 tax distributions, audited financial disclosures, and asset-level covenant compliance reports.

Institutional Consultation

Schedule a Confidential Portfolio Strategy Review

Our capital allocation team is available to discuss custom mandate structuring, separate managed accounts (SMAs), and co-investment syndicates.

Headquarters

100 Park Avenue, 28th Floor, New York, NY 10017

Institutional Inquiries

ir@lendingfundstrategy.com

Direct Capital Desk

+1 (212) 555-0198

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